Website Terms and Conditions

These Terms explain the rules for using www.yourminiempire.com and purchasing our educational digital products, coaching, consulting, and mastermind or group programs. The Offer Details for each purchase form part of these Terms, and mandatory consumer rights continue to apply.

Effective date: 25 October 2026

1. Who we are and agreement to these Terms

These Terms are between you and Patrick Sgro, doing business as Your Mini Empire ("we," "us," or "our"). Our address is 35 Pavo Street, Belmont, 3216, Victoria, Australia, and you can contact us at support@yourminiempire.com.

By using www.yourminiempire.com, creating an account, or placing an order, you agree to these Terms. If you do not agree, do not use the website or purchase our offerings. If you purchase on behalf of an organization, you confirm that you can accept these Terms for it.

2. Eligibility and accounts

You must be legally able to enter into a contract where you live to make a purchase. If you create an account, provide accurate information, keep your login credentials secure, and tell us promptly if you believe your account has been accessed without permission. You are responsible for activity through your account, except to the extent applicable law provides otherwise.

We may suspend or close an account if needed to protect the website, our customers, or our rights, or if you materially breach these Terms. Where practical, we will explain the reason and give you a chance to address the issue.

3. Products and services

We may offer self-paced courses, downloads, templates, live or recorded coaching, consulting engagements, and group or mastermind programs. What is included, delivery timing, access period, session format, and any prerequisites will be described on the relevant sales page, order form, or written statement of work (the "Offer Details"). The Offer Details form part of these Terms for that purchase.

We may make reasonable updates to content, instructors, schedules, or delivery methods. If a material change substantially reduces what you bought, we will use the remedy stated in the Offer Details or required by law. We do not promise that any particular result will follow from using an offering.

4. Orders, prices, and taxes

You agree to pay the price shown at checkout or in your signed proposal, plus any taxes or fees shown before you confirm your order. Prices and offers may change, but a change will not alter an order we have already accepted.

We may decline or cancel an order if there is a pricing or listing error, a payment is not authorized, or we cannot reasonably provide the offering. If we cancel after charging you, we will refund amounts paid for the cancelled order, subject to applicable law. We will contact you using the details provided at checkout.

5. Payments, subscriptions, and payment plans

You authorize us and our payment processor to charge the payment method you provide for the amount and schedule shown at checkout or in your Offer Details. You must keep your payment information current.

For a payment plan, the total price, number and amount of installments, billing dates, and any consequences of a missed payment are: as set out in the relevant Offer Details and displayed before you purchase. Unless stated otherwise in the Offer Details or required by law, the full purchase price remains due even if you stop participating or your access is suspended for nonpayment.

For a subscription or recurring service, the recurring price, billing frequency, trial terms, renewal method, and cancellation steps are: as set out in the relevant Offer Details and displayed before you purchase. A subscription continues until cancelled. You may cancel using email support@yourminiempire.com, effective at the end of the current paid period. Cancellation stops future renewals; it does not automatically refund a charge already made, except where our policy or applicable law provides otherwise.

6. Refunds, cancellations, and rescheduling

For one-off purchases made through our website, other than coaching fees described below, we offer a 30-day money-back guarantee. To request a refund under this guarantee, contact support@yourminiempire.com within 30 days after purchase date. We will process approved guarantee refunds within 30 days using the original payment method, subject to payment-provider requirements. This voluntary guarantee does not limit your rights under the Australian Consumer Law.

Coaching fees are non-refundable once paid, except where the Australian Consumer Law or another law requires a refund or other remedy. If coaching is cancelled by us, the remedy is no refund of amounts already paid, except where the Australian Consumer Law or another law requires a remedy, subject to your statutory rights.

Membership may be cancelled at any time using email support@yourminiempire.com. Cancellation takes effect at the end of the current paid period. Membership fees already paid are non-refundable, except where the Australian Consumer Law or another law requires a refund or other remedy. Cancellation stops future membership billing.

For subscriptions or payment plans, cancellation does not remove an amount already due under the plan, except where the Offer Details or law provides otherwise. You are responsible for keeping to the payment-plan schedule and ensuring each payment is made by its due date. If a payment is not made on time, we may review the engagement and may cancel it. Fees already paid are non-refundable, except where the Australian Consumer Law or another law requires a refund or other remedy. If the payment remains unpaid 7 days after its due date, we may review the engagement and may cancel it.

You may arrange rescheduling directly with your coach. If you fail to attend or adhere to more than three rescheduled appointments, we may review your membership and may cancel it. Fees already paid are non-refundable, except where the Australian Consumer Law or another law requires a refund or other remedy.

Nothing in these Terms excludes, restricts, or modifies any consumer guarantee, right, or remedy that cannot lawfully be excluded, restricted, or modified under the Australian Consumer Law or other applicable law.

7. Access and acceptable use

We grant you a limited, personal, non-exclusive, non-transferable right to access the purchased offering for its stated access period, solely for your own learning or internal business use as described in the Offer Details. You may not share logins, redistribute materials, resell access, record or rebroadcast sessions, or let another person use your enrollment without our written permission.

You must not use the website or offerings unlawfully, interfere with their operation, attempt unauthorized access, scrape or copy protected materials, upload malicious code, harass participants, or disrupt a group session. We may remove content or restrict access when reasonably necessary to protect participants or the service.

8. Intellectual property

We and our licensors own the website and the materials we provide, including course lessons, recordings, worksheets, frameworks, branding, and written content, except for materials identified as belonging to someone else. These Terms do not transfer ownership to you.

You may use materials only under the access license in Section 7. You may not copy, modify, publish, distribute, sell, sublicense, publicly display, or create derivative works from them without our prior written permission, except where the law allows or we expressly permit it.

You retain rights in materials you submit. You give us permission to use those materials only as needed to operate and provide the offering. If you submit a testimonial or feedback for possible publication, we will obtain any permission required before using it publicly.

9. Group programs and participant conduct

Group programs may include interaction with other participants. You agree to treat participants respectfully and keep confidential information shared by others private. Do not share another participant’s name, contact details, business information, or contributions outside the program without their permission, unless disclosure is required by law.

We cannot guarantee that other participants will keep information confidential, and we are not responsible for their conduct. We may remove a participant who seriously disrupts the group or violates these Terms, subject to any refund rights stated in the Offer Details or required by law.

10. Educational and professional disclaimers

Our content and services are for general educational and informational purposes. Coaching, consulting, and group discussions are not legal, tax, accounting, medical, mental health, investment, or other regulated professional advice. You should consult an appropriately qualified professional about your circumstances.

You are responsible for your decisions and how you use information from our offerings. We do not guarantee revenue, business growth, employment, health, or any other outcome. Examples and testimonials are individual experiences, not promises that you will get the same results.

To the extent allowed by law, the website and offerings are provided "as available" and without implied warranties that the law permits us to disclaim. This does not remove any mandatory consumer guarantee or other right that cannot be excluded.

11. Privacy and cookies

Our collection and use of personal information is described in our Privacy Notice at https://docs.google.com/document/d/1nwPZRKViPpnuXd37q3gxBSivtgq2UNIG6C65GcZ60qY/edit?usp=sharing. Please read it before using the website or purchasing.

If a privacy notice or data processing agreement conflicts with these Terms about personal information, the privacy document controls for that subject.

12. Third-party services and links

The website may link to or use third-party platforms, payment processors, video services, or community tools. Those services are operated by others under their own terms and privacy practices. We are not responsible for third-party services, except to the extent applicable law requires otherwise.

13. Suspension and termination

You may stop using the website at any time. Ending use does not cancel a purchase, payment plan, or subscription unless you follow the cancellation process that applies to it.

We may suspend or end access if you materially violate these Terms, fail to pay an amount due, or if we discontinue an offering. We will provide notice when reasonably practical. Any refund or remaining payment obligation will be handled under the applicable Offer Details, our policy, and applicable law. Provisions that by their nature should continue after termination will continue, including intellectual property, payment obligations already incurred, disclaimers, liability limits, and dispute terms.

14. Limitation of liability

To the maximum extent permitted by applicable law, neither party will be liable to the other for indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenue, data, or business opportunities arising from these Terms or an offering.

To the maximum extent permitted by law, our total liability for claims relating to a particular purchase will not exceed the amount you paid us for that purchase during the 12 months before the event giving rise to the claim. This limit does not apply to liability that cannot legally be limited, including where applicable law prohibits limiting liability for particular conduct or losses.

15. Indemnity

To the extent allowed by law, you are responsible for third-party claims and reasonable costs arising directly from your unlawful use of the website or your material breach of these Terms. This clause does not require you to cover claims caused by our own conduct, and it does not apply where the law prohibits it.

16. Disputes and governing law

These Terms are governed by the laws in force in Victoria and applicable Commonwealth laws, without applying conflict-of-law rules, except where mandatory consumer law says otherwise. If you are located in another jurisdiction, mandatory consumer protections that apply to you are not excluded.

Before filing a formal claim, you and we agree to try to resolve the issue informally. Send a description of the issue and requested resolution to support@yourminiempire.com. If it is not resolved within 30 days, either party may pursue available remedies.

17. Changes to these Terms

We may update these Terms from time to time. We will post the updated version with a new effective date. For a material change, we will provide notice by email and/or website notice where required by law. Changes apply from the effective date and do not retroactively alter a completed purchase unless the law permits or you agree. Your continued use after the effective date means you accept the updated Terms to the extent allowed by law.

18. General terms

If a court finds part of these Terms unenforceable, the remaining parts continue to apply to the extent permitted by law. A party’s delay in enforcing a right does not waive that right. You may not transfer your rights or obligations under these Terms without our written consent. We may transfer these Terms as part of a business reorganization or sale, subject to applicable law.

These Terms and the Offer Details are the entire agreement about the relevant website use or purchase, except for any separate agreement we both sign. If the Offer Details conflict with these Terms, the Offer Details control for that purchase-specific detail. Headings are for convenience only.

19. Contact

Questions or notices about these Terms: Patrick Sgro
35 Pavo Street, Belmont, 3216, Victoria, Australia
support@yourminiempire.com

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